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LASIK Eye Surgery Financing Australia
LASIK eye surgery can free you from glasses and contacts for life, but the upfront cost is a consideration. CosmediLoans compares 20+ lenders to find you the best financing rate for laser eye surgery in Australia, so clear vision doesn't have to wait.
Avg Cost
$4,500 – $8,000
Rates From
6.99% p.a.
Up To
5 years
Get Your Personalised Rate
No impact to your credit score
Quick answer
What is LASIK Financing in Australia?
LASIK Financing in Australia is a broker-matched personal loan used to cover the cost of LASIK and related medical expenses. Loan amounts range from $2,000 to $100,000 over terms of up to 5 years, with rates from 6.99% p.a. depending on credit profile. Typical costs for LASIK in Australia sit between $4,500 – $8,000. CosmediLoans compares offers from 20+ licensed Australian lenders through a single soft-credit inquiry that does not affect your credit score. Pre-approval decisions typically return within hours, with funds released in 1-3 business days and early repayment permitted without penalty on most products in the network.
How Much Does LASIK Cost in Australia?
Costs vary depending on complexity, location, and provider. Here are typical price ranges across Australia.
| Procedure | Typical Cost (AUD) |
|---|---|
| LASIK (both eyes) | $4,500 – $6,000 |
| Custom Wavefront LASIK (both eyes) | $5,500 – $7,000 |
| SMILE Laser Surgery (both eyes) | $5,000 – $7,500 |
| PRK / ASLA (both eyes) | $4,000 – $6,000 |
| ICL (Implantable Contact Lens, both eyes) | $7,000 – $12,000 |
* Prices are indicative and based on average Australian provider data. Actual costs may vary. Last updated March 2026.
Quick answer
LASIK Financing in Australia
LASIK is one of the most cost-effective medical investments you can make, replacing years of glasses and contact lens expenses with permanent vision correction. A broker-matched personal loan lets you access clear vision now and pay over time at a fixed rate.
LASIK Financing Repayment Examples
See what your repayments could look like at different loan amounts and terms.
$5,000 loan
$224/mo
6.99% p.a. over 2 years
Total Repayment
$5,372.17
Total Interest
$372.17
$6,500 loan
$204/mo
7.99% p.a. over 3 years
Total Repayment
$7,331.63
Total Interest
$831.63
$10,000 loan
$208/mo
8.99% p.a. over 5 years
Total Repayment
$12,452.1
Total Interest
$2,452.1
* Repayments are indicative only. Actual rates depend on your credit profile. Use our calculator for a detailed breakdown.
How LASIK Financing Works
From enquiry to funded in as little as 24 hours. Our streamlined process makes financing LASIK simple.
Tell Us What You Need
Fill out our 60-second form with details about LASIK and the estimated amount. No credit impact.
We Shop 20+ Lenders
Your dedicated broker compares rates across our network to find a competitive financing option for LASIK.
Get Funded & Book In
Accept your personalised offer, receive funds (often same-day), and book your procedure.
Why Finance Your LASIK Procedure With CosmediLoans
We specialise in medical procedure financing and work with you every step of the way.
Both Eyes, One Loan
Finance your complete LASIK or SMILE procedure for both eyes in a single, simple loan.
Save Money Long-Term
LASIK often pays for itself within 6-8 years compared to ongoing glasses and contact costs.
Short Terms, Low Interest
Most LASIK loans are paid off in 2-3 years with total interest of just a few hundred dollars.
Any Clinic, Any Surgeon
Our financing works with any LASIK provider in Australia, you choose the best surgeon for you.
LASIK Financing FAQ
Common questions about financing LASIK in Australia.
Ready to Finance Your LASIK Procedure?
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No impact to your credit score · Takes 60 seconds