About CosmediLoans

Too many Australians delay or forgo medical procedures because they believe financing is complicated, expensive, or out of reach. At CosmediLoans, we exist to change that. Our mission is to give every patients a clearer path to ask questions, compare total cost and understand the lender process before making a formal application.

We built CosmediLoans because we saw a gap in the market: patients were either going to their bank and accepting the first rate offered, or turning to expensive buy-now-pay-later products that often carry higher long-term costs. By connecting patients with specialist medical finance brokers who compare multiple lenders, we level the playing field and help Australians make informed decisions about financing the care they need.

We are paid a commission by the lender when a loan settles. You are never charged a fee by CosmediLoans: no upfront fees, no application fees, and no hidden charges. The commission is built into the loan product itself, the same product you would receive if you went to that lender directly.

This model means we only earn anything when a patient actually finds a loan that works for them, which keeps our incentives aligned with yours. It also means you should still compare any offer carefully: submitting an enquiry never obliges you to accept one, and repayments are always made to the lender, not to us.