About CosmediLoans
Our Mission
Too many Australians delay or forgo medical procedures because they believe financing is complicated, expensive, or out of reach. At CosmediLoans, we exist to change that. Our mission is to give every patient access to the same competitive rates that were once reserved for borrowers who had the time and knowledge to shop around across dozens of lenders.
We built CosmediLoans because we saw a gap in the market: patients were either going to their bank and accepting the first rate offered, or turning to expensive buy-now-pay-later products that often carry higher long-term costs. By connecting patients with specialist medical finance brokers who compare 20+ lenders, we level the playing field and help Australians make informed decisions about financing the care they need.
By The Numbers
20+
Lenders in Our Network
50+
Procedures Financed
Competitive
Broker-Matched Rates
4.9
Average Rating
How We're Different
Transparent & Independent
We are not a bank or a lender. We are an independent service that connects you with licensed brokers who genuinely shop for the lowest rate on your behalf. No hidden agendas, no tied products.
Purpose-Built for Medical
Unlike generic loan comparison sites, we specialise exclusively in medical procedure financing. Our brokers understand the costs, urgency, and emotional considerations involved in healthcare decisions.
No Fees for Patients
Lenders pay us when a loan settles, which means our incentives are aligned with yours: we want to find you the best deal possible so you proceed with confidence.
Compliance & Licensing
CosmediLoans is a lead generation service that connects patients with licensed Australian Credit Licence (ACL) holders. We do not provide credit, act as a lender, or provide financial advice.
All brokers in our network hold appropriate Australian Credit Licences (ACL) or operate as authorised credit representatives under the National Consumer Credit Protection Act 2009. They are bound by responsible lending obligations and are members of the Australian Financial Complaints Authority (AFCA).
CosmediLoans · ABN 14 693 894 558 · cosmediloans@gmail.com · 0422 676 073
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