Finance Any Medical Procedure. Find Your Lowest Rate.
Compare rates from 20+ lenders in 60 seconds. Our expert brokers find you the best deal for dental, IVF, cosmetic surgery, and more — so you can book your procedure with confidence.
Get Your Personalised Rate
No impact to your credit score
20+ Lenders
We shop the market
60-Second Quotes
Fast pre-approval
No Credit Impact
Soft pull only
$50M+ Funded
Trusted Australia-wide
Lenders in Our Network
How It Works
From enquiry to funded in as little as 24 hours. Our streamlined process makes medical financing simple.
Tell Us What You Need
Fill out our 60-second form with your procedure type and estimated amount. No credit impact, no obligation.
We Shop 20+ Lenders
Your dedicated broker compares rates across our lender network to find the most competitive deal for your situation.
Get Funded & Book In
Accept your personalised offer, receive funds (often same-day), and book your procedure with confidence.
Procedures We Finance
From dental implants to cosmetic surgery, we help Australians finance the care they need at rates they can afford.
Why Choose CosmediLoans
We're not a bank. We're your shortcut to the best medical loan rate in Australia.
Broker-Matched, Not Bank-Locked
Unlike going direct to a bank, our brokers compare 20+ lenders to find the most competitive rate for your specific situation.
Built for Medical
We specialise exclusively in medical procedure financing. Our brokers understand the costs, timelines, and urgency involved.
Broker-Matched Savings
We're paid by lenders, not by you. No hidden fees, ever.
Approved in Minutes
Most patients receive a decision within hours. Same-day approvals are common, so you can book your procedure sooner.
Example Repayments
See what your repayments could look like. Rates vary by lender and credit profile — use our calculator for a personalised estimate.
Dental Work
$99/mo
IVF Treatment
$297/mo
Cosmetic Surgery
$589/mo
Repayment examples are illustrative only. Actual rates and terms depend on your credit profile and lender.
What Our Patients Say
Thousands of Australians have trusted CosmediLoans to finance their medical procedures.
“I'd been putting off my dental implants for two years because I thought I couldn't afford them. CosmediLoans connected me with a broker who found a repayment plan that actually fit my budget. Booked within the week.”
Sarah M.
Dental Implants
“Financing IVF felt overwhelming until we spoke with CosmediLoans. Our broker explained every option and secured a rate that made our next cycle affordable.”
James T.
IVF Treatment
“No credit impact, no obligation, and genuinely the lowest rate I found anywhere. My broker was professional and made the entire experience stress-free.”
Michelle L.
Breast Augmentation
Frequently Asked Questions
Everything you need to know about medical procedure financing.
Ready to Find Your Best Rate?
Join thousands of Australians who've financed their medical procedures with confidence. Fast approvals, no credit impact.
Get Your Personalised Rate →